Hi Insiders, Osborne here.

Welcome to the 27th edition of Fintech Inside. Fintech Inside is the front page of Fintech in emerging markets.

This week was a blur to me. So much happened — in India we had 6 Unicorns announced and 29 startups announced fund raises of a total of USD 2.66 Bn! I had a tough time keeping up with startup news this week. If you’re in the same boat as me, you know I got your back.

In today’s edition, there’s updates on RBI’s mandates for non-bank payments companies and its opportunities. WazirX launched an NFT marketplace…


Hi Insiders, Osborne here.

Welcome to the 26th edition of Fintech Inside. Fintech Inside is the front page of Fintech in emerging markets.

Happy Holi and Happy Easter to those who celebrate. Hope you enjoy your festivities while being close to your loved ones. Next week there will not be an edition of Fintech Inside.

Today’s edition looks at female central bankers globally and in India. NPCI’s plan on market cap for UPI Apps, Digital debit methods are most popular in India and RBI is thinking of new banking licenses.

India and Asia had a massive week for funding announcements…


Hi Insiders, Osborne here.

Welcome to the 25th edition of Fintech Inside. Fintech Inside is the front page of Fintech in emerging markets.

This week I have a guest post from Prince Jain, Consultant at Mastercard, where he discusses payments products for the creator economy.

There’s also news on incumbents winning at Fintech, AMC industry launching a training platform and a Fintech launched a fellowship product.

Globally: Stripe raised USD 600 mn at a mammoth USD 95 bn valuation. Trustly (Swedish payments) and eToro (European social trading) are expected to IPO at USD 11 bn valuation each. …


Hi Insiders, Osborne here.

Welcome to the 24th edition of Fintech Inside. Fintech Inside is the front page of Fintech in emerging markets.

Blockchain and its applications cannot be ignored. But the blockchain community has a big problem. I discuss that problem in today’s edition.

There’s also news of India’s financial industry being disrupted, an expert committee is formed to explore SPAC’s in India and GooglePay is finally monetising its users.

In other news: Did you know, Chase was acquired by Chemical Bank in US? Here’s an in-depth report of Women in Global Fintech by FT Partners. …


Hi Insiders, Osborne here.

Welcome to the 23rd edition of Fintech Inside. Fintech Inside is the front page of Fintech in emerging markets.

If there was one regulation you wish existed to better your Fintech offering, what would it be and why? I asked a few Fintech founders their views for today’s post. Their responses are very thoughtful. Which regulation is on your “wish list”?

There’s also news on Razorpay’s, payments platform, largest ESOP buyback. A frenzied rush for partnerships to apply for New Umbrella Entity license for payments in India as the deadline looms. …


Hi Insiders, Osborne here.

Welcome to the 22nd edition of Fintech Inside. Fintech Inside is the front page of Fintech in emerging markets. Readers have rated this newsletter a solid 4.7 stars out of 5. What do you think?


Hi Insiders, Osborne here.

Welcome to the 21st edition of Fintech Inside. Fintech Inside is the front page of Fintech in emerging markets. Some call it the #1 Fintech newsletter in India. What do you think?

This week I look at credit scoring in India and the need for its disruption. 6 fintech products were launched, 4 fund raises (USD 91 mn) were announced and all the updates you may have missed.

In other Fintech news: Secondary investors are valuing Stripe at USD 115 bn! Bitcoin reaching new highs is getting boring now. Robinhood raised USD 3.4 …


Hi Insiders, Osborne here.

Welcome to the 20th edition of Fintech Inside. Fintech Inside is the front page of Fintech in emerging markets.

By now I’m sure you’ve heard of BNPL — do you think it will kill credit cards? That’s what I discuss in this edition. Also, WhatsApp payments got off to a slow start, Stripe’s Asia strategy and a Malaysian bank launched its official store on an Ecommerce platform(?!).

In other news: This assistance from Razorpay extended to IndiaGold is goals for Indian startup ecosystem. Shopify Pay launched 1-click check out on Facebook & Instagram. Europe’s ECB is…


Hi Insiders, Osborne here.

Welcome to the Nineteenth edition of Fintech Inside. Fintech Inside is the front page of Fintech in emerging markets.

Format updates: 1 Bad, 1 Good. Bad: I’ve discontinued coverage of European Fintech. If you’d like your EU Fintech Fix-subscribe to Fintech Across the Pond or Sifted’s (part of FT) Fintech newsletter. Good: By popular demand, I’ve added a “Featured Fintechs” section which will attempt to feature some unique Fintechs in India or Globally. Submit your Fintech startup here.

This week I have a guest post covering the emergence of Revenue Based Finance and what it means…


Hi Insiders, Osborne here.

Welcome to the 18th edition of Fintech Inside. Fintech Inside is the front page of Fintech in emerging markets.

This week, in the “Big Thought” section I discuss a topic that’s rarely discussed, lesser discussed outside Fintech circles. I urge you to read it and talk to people in your circles about this taboo topic.

Top 3 Fintech news: a payments company launched an app to convert NFC smartphones to POS devices. GameStop/WallStreetBets/Robinhood and its implications. RBI released a shiny report card on its achievements in Payment systems through 2010–2020.

Folks in India are you ready…

Osborne Saldanha

Doing the Ordinary in an Extraordinary way Restless Traveler. Tech Nerd. Venture Capitalist (@Xiaomi). Radical Thinker. Occasional Musician.

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